Fractional CFO Services
Overview
- Senior financial leadership, structured to fit — without the cost or commitment of a full-time hire
- Most companies need CFO judgment long before they need a full-time CFO
Engagement
- Type: Fractional CFO
- Typical commitment: 4–12 hrs / month
- Ideal fit: $2M–$50M revenue
- Structure: Month-to-month
The Challenge
- Company has outgrown spreadsheet-level financial management
- Owner is the de facto CFO — and the busiest person in the building
- Lenders, investors, or a future sale require real financial discipline
- No need for a full-time six-figure finance hire
Approach
- Embed at the leadership level, not the bookkeeping level
- Build monthly financial reporting owners can actually use
- Bring lender, investor, and board-grade financial discipline in part-time hours
- Apply real operating and capital-markets experience, not theory
Standard Engagement
- Monthly financial package: cash flow, P&L review, key metrics
- Direct involvement in major decisions: financing, hiring, capital spend
- Lender and investor-ready reporting when needed
Engagement Model
Financial Reporting
- Monthly P&L, cash flow, and KPIs — clarity on the real numbers
Capital & Financing
- Debt, equity, and lender relationships — better terms, fewer surprises
Strategic Decisions
- Pricing, hiring, and capital allocation — CFO-level counsel on big calls
Governance
- Investor reporting and outside-ready financials
Key Takeaways
- A few structured hours a month often surfaces the highest-leverage decisions
- Right-sized financial leadership pays for itself in better decisions, not headcount
